Latest articles from Chris Skinner

The tug of war for tech talent

May 1, 2019

How can banks tempt coders away from the big tech titans or the exciting start-up world of unicorns, centaurs and ponies? 

Traditional banks' slow route to irrelevance

April 1, 2019

Traditional banks' procedures to open new accounts are so cumbersome and time consuming, they could drive customers into the more efficient arms of challengers.

Technology can never fully replace the human touch

March 1, 2019

It is hard to understate the importance of digital transformation and all things tech in banking, writes Chris Skinner, but humans will always have their part to play.

When banking's security and tech's excitement meet

February 1, 2019

Dealing with technology through money is a different game to dealing with money through technology. However, as Chris Skinner writes, the two are merging in an intriguing way.

Why 'real time' will become a reality in 2019

January 2, 2019

The ongoing collaboration between banks and fintechs presents an opportunity for financial institutions to rethink and update their offerings in 2019, by bringing them into real time – as innovators in the southern hemisphere are already doing, says Chris Skinner.

China mobile payment

The early-mover disadvantage

December 3, 2018

Developed countries that were early innovators are now finding it hard to disentangle from their (now established) innovations, and are being left standing by developing regions. By Chris Skinner.

Run the bank. Change the bank

November 1, 2018

The new bank era has arrived – and entails learning to code, creating digital structures and closing branches. 

Open banking has arrived whether you like it or not

October 1, 2018

There is now global momentum behind open banking, so it is time to sell customers on the benefits of data-sharing, writes Chris Skinner.

Legacy vendors are more of an issue than legacy systems

September 3, 2018

Tech firms are among the worst offenders for archaic, paper-based payment systems.

The data dilemma in a decentralised internet

July 4, 2018

Scandals over personal information leaks mean the day is coming where we will pay someone to store our data securely, rather than trust current internet giants to do it for free, says Chris Skinner.

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