Latest articles from Editor's Blog

Brian Caplen blog 2016

Will there be an EU banking union in time for the next crisis?

November 14, 2017

With the continuing problems of banks holding large amounts of sovereign bonds as well as high NPL levels, the prospects for completing an EU banking union are poor, writes Brian Caplen.

Brian Caplen blog 2016

Crypto is capital despite Dimon's rant

November 7, 2017

JPMorgan CEO Jamie Dimon is among the critics of both Bitcoin and initial coin offerings. But, properly regulated, they c​an ​be an effective way to raise capital, writes Brian Caplen.

Brian Caplen blog 2016

Digital or die: why banks are in last-chance saloon on ROE

October 31, 2017

Return on equity remains a depressing story and only those banks embracing digital have any hope of turning things around, writes Brian Caplen.

Brian Caplen blog 2016

Making international payments at domestic prices

October 24, 2017

The pressures being felt in the payments industry are set to continue as banks prepare for fees to go even lower. And, as Brian Caplen writes, it is mid-sized banks that are under the biggest threat.

Brian Caplen blog 2016

Are bankers obsessed with regulation?

October 18, 2017

A survey released at Sibos 2017 shows that bankers think the industry is being driven by regulation while fintech entrepreneurs think it is all about customer expectations. There is a message here, writes Brian Caplen.

Brian Caplen blog 2016

Be paranoid, invest or die

October 17, 2017

The chilling message from Sibos 2017 is that banks need to invest in their payments infrastructure without the prospect of a return, writes Brian Caplen.

Brian Caplen blog 2016

US bank regulations thaw while Europe freezes

October 13, 2017

In the US, regulators are opening up a dialogue with banks helping to foster growth, something their European counterparts can only look upon with envy, writes Brian Caplen.

Brian Caplen blog 2016

Why 2018 will be critical year for trade

October 12, 2017

The Trump administration's sabre rattling on trade has produced little in the way of concrete results. But this may be about to change, writes Brian Caplen.

Brian Caplen blog 2016

China’s industrial revolution: was it the last one?

October 9, 2017

If robots become the mainstay of manufacturing, the advantage of cheap labour disappears and with it the prospects for poor countries to get rich, writes Brian Caplen.

Brian Caplen blog 2016

Is it really all about the customer?

October 3, 2017

The customer service mantra is constantly chanted but would banks do better by being more honest about the trade-offs a business has to make? Brian Caplen looks into the situation.

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