Latest articles from Editor's Blog

Brian Caplen blog 2016

Online credit checks – will they stay legal?

July 18, 2017

Credit scoring using alternative data has been lauded as a way to end financial exclusion. But tougher data protection rules could bring everything to a halt, writes Brian Caplen.

Brian Caplen blog 2016

Why Africa’s sky-high returns are China-bound

July 11, 2017

Banks in Africa have the highest returns on capital in the world, and the potential in other sectors is equally huge. But, writes Brian Caplen, China is so far ahead in the investment game on the continent that it may be difficult for rivals to catch up.

Brian Caplen blog 2016

UK challenger banks punch above their weight

July 4, 2017

The Banker’s Top 1000 ranking shows how UK challenger banks are making better returns than the established players, writes Brian Caplen.

Brian Caplen blog 2016

Do your customer surveys suck?

June 27, 2017

The feedback economy is largely linked to the restaurant and travel industries but banks could benefit from taking it more seriously, writes Brian Caplen.

Brian Caplen blog 2016

When small business goes global

June 20, 2017

With Amazon lending $1bn over the past 12 months to sellers on its platform, banks need to overhaul their SME and trade finance operations or face losing the business, writes Brian Caplen.

Brian Caplen blog 2016

Rising rates will not increase European bank profits

June 7, 2017

The salvation for depressed European bank earnings is supposed to be rising interest rates. But, writes Brian Caplen, against a backdrop of worsening credit and tougher regulation this may not play out as well as expected.

Brian Caplen blog 2016

Using tech the old-fashioned way

June 6, 2017

Hi-tech travelling bankers can aid banks in both improving customer relationships and assessing credit – two banking skills some fear are in decline, writes Brian Caplen.

Brian Caplen blog 2016

Why Moody’s is right about China

May 30, 2017

Rating agency Moody's got a stiff rebuke from China’s finance ministry following its sovereign downgrade but the rationale is realistic and measured, writes Brian Caplen.

Brian Caplen blog 2016

What can banks learn from GE?

May 23, 2017

In forging their digital strategy, banks have focused too heavily on consumer companies such as Facebook and Netflix. They should, writes Brian Caplen, look instead at what GE is doing.

Brian Caplen blog 2016

Waking up to WannaCry

May 16, 2017

The IT costs of running a bank are already horrendous. But as the recent ransomware attack shows, any bank that doesn’t install the latest software and keep it updated is asking for trouble, writes Brian Caplen.

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