Latest articles from Editor's Blog

Brian Caplen blog 2016

​Is open banking the industry’s Netflix moment?

Today 11:11 am

Analysts are making great claims for open banking under PSD2, but does it have the wow factor? Brian Caplen looks into the matter.

Brian Caplen blog 2016

Beware of tech purists and their flying saucers

September 6, 2017

Bank CEOs desperately need a map of the future but should be cautious of visions that are too neat and tidy, writes Brian Caplen.

Brian Caplen blog 2016

It’s the environment, stupid

September 5, 2017

Banks are on the front line in the war against climate change. Getting it wrong could destroy them.

Brian Caplen blog 2016

​Is Lagarde’s Beijing card a Trump joker?

August 29, 2017

Managing director Christine Lagarde says that within the next 10 years the IMF could be headquartered in Beijing rather than Washington. Maybe, writes Brian Caplen, there is a hidden message for the IMF sceptics in the Trump administration.

Brian-Caplen-blog-2016_ftfdi_small-1

​Too little data, too much IT

August 22, 2017

Banks are supposed to be sitting on masses of data which, if they could put it to work, would be gold dust. In fact they need more data to do a proper job, writes Brian Caplen.

Brian Caplen blog 2016

When the internet is slower and costlier than the branch

August 15, 2017

For all the talk about channel integration, banks have little in the way of back-up when online banking goes awry. The trusty branch – maybe shared by competitor banks – needs to play its part, writes Brian Caplen.

Brian Caplen blog 2016

How to stop robots seizing control of your bank

August 8, 2017

In the Musk-Zuckerberg debate, artificial intelligence could either ruin or save the planet. In responding to the AI challenge, banks need to be aware of the risks, writes Brian Caplen.

Brian Caplen blog 2016

HSBC: the world’s regional bank?

August 1, 2017

HSBC was started in Hong Kong and Shanghai in 1865 and grew into a global enterprise. But with 74% of profits now coming from Asia it seems to have come full circle, writes Brian Caplen.

Brian Caplen blog 2016

Low interest and high debt – it must end badly

July 25, 2017

Western households have binged on low-interest debt. Banks need to be ready for when it all goes south, writes Brian Caplen.

Brian Caplen blog 2016

Online credit checks – will they stay legal?

July 18, 2017

Credit scoring using alternative data has been lauded as a way to end financial exclusion. But tougher data protection rules could bring everything to a halt, writes Brian Caplen.

Follow The Banker

By continuing to use this site you consent to the use of cookies on your device as described in our cookie policy unless you have disabled them. You can change your cookie settings at any time but parts of our site will not function correctly without them.